ST. PETERSBURG, Fla., March 23, 2020 /PRNewswire/ — Neptune Flood Incorporated, the first all-digital, online flood insurance company announced today that it has opened for business in Arkansas, Idaho and Illinois. The 6.7 million households in these three states now have access to Neptune’s simple flood insurance solution. Neptune is now offered in 42 states.

Neptune launched operation in these states in anticipation of the spring flooding season so that homeowners can properly prepare. Neptune’s patent-pending TRITON technology allows for a two-minute process for buying flood insurance with no elevation certificate required.  Its advanced modeling and analytics allow it to price appropriately for risk even in the most complex environments. 

Homeowners in a high-risk flood zone, A or V, and who have a mortgage are required to have flood insurance. However, as history has proven, homeowners should not be lured into a false sense of security if they are outside of the «high-risk» flood zones and think a flood insurance policy is not needed. No one property is without potential flood risk; wherever it rains, it can flood:

  • Throughout the United States, 25% of all flood claims were located outside of «high risk» A and V zones meaning X zones are also at risk
  • River and lake flooding, along with flash floods from rain, are material risks not covered by homeowner’s insurance

«We are expanding across the country to bring Neptune’s easy to use technology to the normally complex flood insurance market,» said Trevor Burgess, President and CEO of Neptune Flood. «We’re proud to be able to offer homeowners the protection they require that far surpasses what is offered by the traditional NFIP.»

Neptune’s flood insurance policies are sold by agents and directly online at The Neptune flood policy meets the requirements to be accepted by all banks and has many optional enhancements to the standard NFIP policy such as coverage for temporary living expenses, unattached structures and pool repair and refill.

Agents interested in offering Neptune Flood to their clients are encouraged to reach out for an appointment by emailing

Neptune Flood was founded in 2017 by insurance and technology industry veterans, including Chairman, Jim Albert, with a goal of bringing advanced analytics and extreme ease of use to the flood insurance market. Neptune Flood’s policies are currently backed by some of the largest and most secure reinsurers in the world, rated «A» (Excellent) by A.M. Best. In January 2018, Neptune raised over $2mm in seed financing led by C1 Bank founder and former CEO Trevor Burgess who now serves as Neptune’s President and CEO. Neptune filed for a patent on its revolutionary technology engine, Triton, in November 2019. 

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SOURCE Neptune Flood